By नेपाल भाइरल 
काठमाडौं । नेपालमा डिजिटल भुक्तानी प्रयोगकर्ताहरूलाई लक्षित गरी ‘The_Alert’, ‘AT_Alert’ जस्ता नामबाट पठाइने फिशिङ एसएमएस आतंकले इसेवा र खल्ती वालेटसँगै कनेक्ट आईपीएस (connectIPS) प्रयोगकर्तालाई पनि निशाना बनाएको छ । कनेक्ट आईपीएस सञ्चालन गर्ने नेपाल क्लियरिङ हाउस लिमिटेड (एनसीएचएल) ले आफ्ना प्रयोगकर्ताहरूलाई यस्ता भ्रामक मेसेजबाट सचेत रहन र कुनै पनि शंकास्पद लिङ्कमा क्लिक नगर्न अनुरोध गरेको छ ।
यसअघि इसेवा र खल्तीले पनि ‘The_Alert’ वा यस्तै मिल्दोजुल्दो नामबाट ‘खाता निलम्बन (Account Suspended) भयो’ वा ‘खातामा समस्या आयो’ जस्ता झूटा मेसेज पठाई प्रयोगकर्ताको गोप्य विवरण चोर्ने प्रयास भइरहेको भन्दै आफ्ना प्रयोगकर्तालाई सचेत गराइसकेका छन् । अहिले यही शैली अपनाएर कनेक्ट आईपीएस प्रयोगकर्तालाई निशाना बनाउन थालिएको हो ।
एनसीएचएलले जारी गरेको सूचनामा भनिएको छ, “The-Alert नामबाट connectIPS को account suspended भयो भन्ने लगायतका Messages पठाएर ठगी गर्ने कार्य बढिरहेको छ । तपाईंलाई पनि यस्ता Message हरु आइरहेको छ भने ती Link हरुमा Click नगर्नुहोस् ।”
एनसीएचएलले यस्ता लिङ्कहरू फिशिङ/स्क्याम/फ्रड हुन सक्ने र क्लिक गर्दा प्रयोगकर्ताको डिभाइस वा खाता नै ह्याक (कम्प्रोमाइज) हुनसक्ने गम्भीर जोखिम औंल्याएको छ ।
एनसीएचएलले ‘NCHL_ALERT’ वा ‘NCHL-ALERT’ बाट मात्र आधिकारिक मेसेज पठाउने स्पष्ट पारेको छ । यसबाहेक अन्य कुनै पनि नामबाट आएका मेसेजहरू पूर्ण रूपमा नक्कली भएको कम्पनीले उल्लेख गरेको छ ।
एनसीएचएलले प्रयोगकर्ताहरूलाई यस्ता नक्कली एसएमएस प्राप्त भएमा support@nchl.com.np मा ईमेलमार्फत जानकारी गराउन पनि अनुरोध गरेको छ ।
खल्ती र इसेवाले यसअघि नै दिएका थिए चेतावनी
बुधबार नै खल्तीले पनि ‘The_Alert’ नामबाट आउने यस्तै मेसेजहरूबारे सूचना जारी गर्दै भनेको थियो, “सो लिङ्क click गरी आफ्नो विवरणहरू Share नगर्नुहोस् ।” इसेवाले पनि ‘AT_Alert’ जस्ता नामबाट आउने फिशिङ आक्रमणबारे प्रयोगकर्तालाई सचेत गराएको छ ।
यी सबै घटनाले एउटै प्रकृतिको संगठित साइबर ठगी समूह सक्रिय रहेको विश्लेषकहरू बताउँछन् । प्रयोगकर्ताको सानो गल्तीको फाइदा उठाउँदै उनीहरूको खाताबाट रकम चोर्ने प्रयास भइरहेको देखिन्छ ।
यो पनि पढ्नुहोस्: अकाउन्ट सस्पेन्सन चेतावनीसहित अलर्ट मेसेजको नाममा खल्ती प्रयोगकर्तामाथि स्क्यामरको निशाना !
कसरी हुन्छ ठगी ?
‘The_Alert’ बाट प्राप्त मेसेजमा दिइएको लिङ्क क्लिक गर्दा प्रयोगकर्तालाई सक्कली जस्तै देखिने, तर नक्कली लगइन पेजमा पुऱ्याइन्छ (जस्तै, नक्कली कनेक्ट आईपीएस, खल्ती वा इसेवाको लगइन पेज) । प्रयोगकर्ताले आफ्नो युजरनेम (मोबाइल नम्बर/युजर आईडी) र पासवर्ड हाल्ने बित्तिकै त्यो विवरण स्क्यामरसम्म पुग्छ ।
त्यसपछि, नक्कली पेजले ओटीपी (वन टाइम पासवर्ड) माग्छ । प्रयोगकर्ताको मोबाइलमा आएको वास्तविक ओटीपी उनीहरूले नक्कली पेजमा हाल्ने बित्तिकै स्क्यामरहरूले सो ओटीपी प्रयोग गरेर वास्तविक खातामा पहुँच बनाउँछन् र तुरुन्तै रकम अन्यत्र सार्न सक्छन् ।
कसरी बच्ने ?
‘The_Alert’ वा कुनै शंकास्पद नामबाट आएको एसएमएस नपत्याउनुहोस्: खाता बन्द हुने, समस्या आयो जस्ता डर देखाउने मेसेज आएमा तुरुन्त डिलिट गरिदिनुहोस् ।
यस्ता लिङ्क कहिल्यै क्लिक नगर्नुहोस्: जस्तोसुकै जरुरी देखिने मेसेज आए पनि, त्यसमा भएको लिङ्कमा भुलेर पनि क्लिक नगर्नुहोस् ।
गोप्य जानकारी (पासवर्ड/ओटीपी) कहिल्यै शेयर नगर्नुहोस्: कुनै पनि बैंक वा वालेटले तपाईंलाई फोन, एसएमएस वा ईमेलबाट पासवर्ड वा ओटीपी माग्दैन ।
आधिकारिक स्रोत मात्र प्रयोग गर्नुहोस्: आफ्नो खाता चलाउन वा जानकारी लिन सधैँ सम्बन्धित कम्पनीको आधिकारिक एप वा वेबसाइट (जस्तै; connectips.com, khalti.com, esewa.com.np) र तिनीहरूको सामाजिक सञ्जाल पेज फलो गर्नुहोस् ।
शंका लागेमा सिधै कम्पनीमा सम्पर्क गर्नुहोस्: यदि तपाईंलाई आफ्नो खातामा कुनै समस्या भएको शंका लागेमा एसएमएसमा आएको लिङ्क वा नम्बर प्रयोग नगरी सिधै सम्बन्धित कम्पनीको आधिकारिक ग्राहक सेवा नम्बर वा ईमेलमा सम्पर्क गर्नुहोस् ।
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To begin your Anavar cycle health journey, start small with just 5mg day by
day for two weeks and increase it to 10mg daily for the following
4 weeks. When used responsibly, beneath medical guidance, and
for short durations — it could be relatively well tolerated.
However “safe” does not mean harmless, and anybody considering a cycle should weigh the potential benefits against long-term well being dangers.
Testosterone, in all its forms, is one other compound
that ought to be used cautiously with Anavar, especially in larger
doses. Whereas it can be included in a slicing
stack, sustaining low to average doses of testosterone might be preferrable to scale back potential unwanted
aspect effects and ensure that the cycle stays balanced.
At this level, Anavar will normally be mixed with different compounds for a holistic
range of advantages. Nevertheless, mindfully increasing dosages,
listening to your body’s cues, and preserving the cycle
length in a safe range remain paramount, regardless
of your bodybuilding expertise. Hello, I Am
Dave Moffat the founder and Chief Editor of steroidsourcetalk.com and certified
International Private Trainer and Licensed Nutritionist.
Joseph P. Tucker is a co-founder of this tiny area, a husband
to an attractive wife, and a fitness fanatic.
He is keen about helping others obtain their fitness
and wellness objectives, and he loves nothing more than spreading the gospel of well being
and diet all around the web. One of the most important components to contemplate when using Anavar
is how long you want to take it earlier than stopping.
Past this level, you would possibly be pushing the
limits far past what you must. There is no reply as to how many Anavar cycles you need to be doing for the explanation that
‘number of cycles’ is dictated by your well
being and never time. My name is Michael Cobb, and I am
a certified health coach with over 7 years of expertise
in the fitness trade.
In Distinction To many steroids that cause severe androgenic unwanted aspect effects,
Anavar for ladies tends to be a lot better tolerated — when used rigorously.
However, like some other potent agent, a sensible method is necessary when utilizing Anavar.
The period of a mixed Anavar cycle follows the standard timeline,
staying inside the range of six to eight weeks. After all, a well-structured cycle is all about
stability – lengthy enough to provide spectacular results, but not so extended that it puts undue stress on the body.
80mg to 100mg daily for eight weeks is a complicated Oxandrolone cycle, but more so for the advanced person will be the addition of multiple other steroids
in a strong stack. The common rule when planning a cycle is that the higher the Anavar dose is, the shorter the cycle you ought to
be doing. Some wish to reside on the sting, whereas
there are these of us who wish to balance the benefits and dangers.
I suppose I’ll go to 8 weeks on Anavar if I’m taking no extra than 50mg.
We have found testosterone to be cardiotoxic, though much less so than other anabolic steroids.
Moreover, testosterone just isn’t particularly hepatotoxic,
as it’s an injectable steroid. Hepatic and cardiac health are the two major considerations we now have when someone is utilizing
anabolic steroids. When adopting a dosage of 10 mg/day for 5 weeks,
the danger of developing masculinizing unwanted effects may
be lower as a result of modest dose and shorter cycle length.
An Anavar-only cycle is often practiced by novices and intermediates throughout a cutting part.
For instance, you might take Anavar for eight weeks and then take a break for four weeks.
This will help to prevent your physique from becoming tolerant to the medication. It was
first created in 1964 to assist people who had misplaced lots of weight as
a end result of sure medical conditions acquire again the burden that they had
misplaced. Anavar dosage could be tough – too little and you won’t see results, too much and
you could experience some nasty unwanted effects. Gynectrol has been particularly formulated to naturally soften away unwanted chest fat.
Whereas the injectable kind might supply slightly faster outcomes, it may additionally be extra painful and troublesome
to manage.
Imagine embarking on a journey, where you sculpt your physique
into a work of art, chiseled and defined.
Anavar and Test E, when combined in a cycle, have gained recognition amongst athletes and bodybuilders alike.
However before you take the plunge, it’s crucial to understand the dosages, benefits,
potential side effects, and duration of this cycle.
Additionally, we’ll explore the significance of post-cycle therapy and alternative choices.
So, buckle up and get ready to find the secrets and techniques behind
the Anavar and Take A Look At E cycle. By stimulating the synthesis of phosphocreatine within your muscle tissue, Anvarol works just like the anabolic steroid Anavar to extend strength and
energy. During slicing cycles, you’ll shred fat while retaining lean muscle, making
you look lean and reduce.
Nevertheless, it is attainable to take care
of a once-daily dosage schedule with no adverse issues.
Anavar isn’t widely often recognized as a strength-enhancing steroid,
however it excels on this regard, and one reason is that the ATP uptake in muscle cells is increased.
You’re prone to see a great improvement within the quantity of
weight you’ll have the ability to raise when utilizing Anavar.
Others find that testosterone suppression is lots higher than anticipated.
Unexpected water retention is one other occasional negative comment customers make
about Anavar – however these persons are almost definitely victims of buying
counterfeit Anavar. As anticipated, most reviews and experiences from actual individuals utilizing Anavar are optimistic.
The majority of these effects are brought on when you abuse,
take extra dosage or have an underlying/hidden medical situation. It’s at all times greatest to speak to
your physician earlier than starting any type of supplement routine.
One factor you need to know in regards to the unwanted
effects of Anavar steroids is that they are extra frequent in women than men. Many men select to make use of Anavar as a outcome of it’s an efficient way to construct muscle and minimize weight quick.
Moreover, Anavar isn’t aromatized by the body, so it is not going to convert into estrogen. This makes it a sensible choice for men who are concerned about the improvement of man breasts (gynecomastia).
Anavar could be stacked with different steroids – but it is not needed.
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Correct rest and restoration are additionally essential for preventing overtraining and harm.
For these seeking to pack on critical size, the mix of Dianabol,
Deca-Durabolin, and testosterone could be
an effective possibility. This stack provides a potent anabolic environment whereas also selling joint support and restoration.
This mental and emotional influence could be highly useful for making the most of the physical features the steroid offers.
The indisputable fact remains – no amount of Dianabol tablets for bodybuilding or hours spent at the gym will get you the
specified end result in case your dietary habits are off monitor.
Even Dbol, with all of its muscle-gain reputation, necessitates
the backing of a properly aligned food regimen.
At the opposite end of the spectrum are labs that pay little to no
consideration to quality or hygiene, and it’s these steroid providers that can put your well being
at vital threat. Dianabol is a steroid at all times in high
demand, so virtually each underground lab will manufacture it, and this retains the
worth of Dbol down as one of the cheaper steroids we
are ready to purchase. Quite than order from pharmacies abroad, many people will journey to the countries where
Dbol is bought brazenly in pharmacy stores and buy
and use it there. This can go some approach to clearing up the authorized dangers in your individual country, but it may possibly potentially put you at
legal risk in another country. Buying Dianabol requires working exterior the law, so you have to be ready for all of
the dangers.
This means that sensitive individuals, taking higher doses of D-Bol can develop gynecomastia (gyno).
There’s also evidence to counsel that steroids have a everlasting impact on the myonuclei inside your muscle cells (34).
In one study, mice had been briefly exposed to anabolic steroids, which led to
significant muscle growth that returned to regular ranges when steroid use was discontinued.
DHT is liable for the development of body hair, prostate, penis size (during puberty),
and libido.
Dianabol is commonly used with different steroids, corresponding to testosterone or
Deca Durabolin, to boost its effects. Nonetheless, consulting a healthcare skilled before
combining any steroids is crucial. Are you trying to transform your physique and obtain your health goals?
Regardless Of its controversial status, Dianabol is doubtless one
of the most popular and effective steroids in the bodybuilding world.
After your first Dianabol cycle, you’ll be able to solely stack anabol with Testosterone Enanthate.
Secondly, Dianabol can elevate blood pressure as a outcome of an increase in water retention. As your physique retains more
fluid and your weight increases, so does your blood strain (9).
Bodybuilders usually complement with fish oil to try and negate this facet effect;
however, this system just isn’t proven to be efficient.
Fish oil, even with out the presence of anabolic steroids, has been found
ineffective in reducing systolic blood stress in normal middle-aged males
(7, 8). When testosterone will increase, low-density lipoprotein (LDL) cholesterol levels additionally
improve. LDL is the unfavorable type of ldl cholesterol that
may clog arteries when high, leading to a
spike in blood strain. We have had customers report power gains of
25–30 lbs on their bench press (and other compound
exercises) through the first week of administration (2).
Dianabol IS suppressive, however at a average dose and short cycles,
it’s attainable to run Dbol alone and not suffer from low testosterone.
It’s the estrogen crash of suppressive AAS that causes the issues for men and Dianabol aromatizing into a somewhat weaker version of estrogen. It is widely beneficial that women don’t use Dianabol as a
outcome of virilization is almost certain to happen. Some ladies can use this steroid at
very low doses, however there are undoubtedly different much more suitable compounds
for females that don’t cause such pronounced androgenic effects.
Private information simply break through in your first Dbol cycle; you’ll really feel like an absolute monster with the burden you can now carry.
Yes — Dianabol can be utilized as a standalone compound, notably
for beginners who’re cautious about injections or
wish to run a brief oral-only cycle. Most standalone Dianabol cycles last 4–6 weeks,
usually dosed between 20–40mg per day. As A Result Of Dianabol is a C17-alpha
alkylated oral steroid, it places stress on the liver.
Prolonged or high-dose use might elevate ALT/AST enzymes and improve the danger of liver injury.
With devoted training and proper dieting, achieving substantial measurement positive aspects, even as much as 20 pounds, within a few weeks is totally possible.
Since a Dianabol cycle usually lasts not than 6 weeks,
significant modifications and results may be expected within that brief timeframe.
These are primarily hormone-induced liver tumors, which can be benign or cancerous in nature.
Thus, we often discover ALT and AST liver enzymes rising throughout a
Dianabol cycle. These abbreviations stand for alanine aminotransferase (ALT) and aspartate
aminotransferase (AST). Acute injury to the liver could be detected by an increase in the ALT enzyme; however,
if injury to the liver leads to further deterioration of different organs, this
can be highlighted by a spike in AST. Thus, the liver will almost definitely become
broken during a cycle of Dianabol. Nonetheless,
the downside to Dianabol being resistant to such hepatic breakdown is increased hepatotoxicity.
We have found regular cardiovascular train to be essentially the most beneficial protocol
for lowering high blood pressure in sufferers.
Anavar has a major impression on strength, regardless of being a cutting steroid
and never causing dramatic weight acquire. Beginners might
want to consider starting with 30 milligrams per day, but they should be
warned that such a small dose could haven’t any impact on certain people.
Starting a discount cycle with 50 mg per day is a suitable place to begin. As it’s
not a potent bulking steroid, there isn’t any benefit to taking it at extremely excessive doses.
Not solely will it not enhance outcomes, however it’ll additionally elevate the danger of unwanted effects, and will most likely be a waste of cash because this steroid is not the most affordable
one available.
When taken at average doses for a restricted interval, and with correct support (like liver protection and post-cycle therapy for men), Anavar may be comparatively
well tolerated. Extended or high-dose use will increase the chance of unwanted
effects, together with long-term hormonal suppression and cardiovascular points.
Women ought to be particularly cautious to avoid irreversible anavar unwanted side effects.
Although Anavar is usually marketed as a “safe” steroid, this doesn’t mean it’s free from
risks. All anabolic steroids carry the potential for unwanted facet effects, especially when misused or taken without proper monitoring.
When you devour 20mg of real Oxandrolone, you enter a
realm of radically completely different outcomes. Using brands of lesser high quality ends in gradual,
unimpressive changes. Nonetheless, with 20mg of high-quality Oxandrolone, the change is type of noticeable and significant,
clearly demonstrating the significance of quality and dosage
in attaining the desired outcomes.
Equally, using Anavar all year spherical on a lower dose compared to administering a better dose within the
short term, the person is much less prone to discover
outcomes. We have discovered that valerian root supplements could
additionally be effective for delicate insomnia, lowering the time taken to fall asleep and the standard of sleep (36,
37). In one examine, individuals fell asleep 36% quicker
after a single dose of valerian (38). A technique
to forestall overstimulation is to take Anavar doses
earlier in the day. Anavar’s testosterone-suppressing results, nevertheless, can linger for several months.
Nevertheless, you will want to take breaks between cycles to keep away from
opposed effects in your liver. In summary, Anavar is a well-liked steroid for each men and women because of its low androgenic properties.
The beneficial dosage and cycle length will rely on your
targets, experience, and dosage. It is important to
comply with the beneficial dosage and cycle size to ensure one of the best outcomes and decrease the risk of side effects.
When taking Anavar, the recommended dosage for males is between mg
per day. Nonetheless, in case you are new to Anavar, it is suggested that you simply start with a decrease dose to see how your physique reacts to it.
Joseph P. Tucker is a co-founder of this tiny house,
a husband to a beautiful wife, and a fitness enthusiast.
He is keen about serving to others achieve their fitness and wellness objectives,
and he loves nothing more than spreading the gospel of well being and vitamin throughout the net.
Any drug can have antagonistic results if used incorrectly,
and the identical rings true for Steroids. While the precise time it remains within the blood shall be determined
by factors such as dosage and time of usage, Anavar will stay detectable for 14 days
to 1 month. Girls can use Anavar somewhat efficiently as a outcome of Anavar may be very low in Androgenic unwanted aspect effects.
With much less muscle and joint pain to deal
with during and after exercises, plus elevated bone power, you
will find it simpler to increase your most weight and get well quicker.
Indirectly, this leads to faster positive aspects and the ability to have much less of a break for restoration between each exercise.
Deca is medically very helpful for treating osteoporosis and lack
of bone tissue. This shows its power in this division, thanks to its ability to increase bone mass and stimulate
red blood cell formation in bone marrow. Deca-Durabolin has
intensive benefits for joint power and bone well being.
This is all because of its capability to promote collagen synthesis for strengthening joints and connective tissue.
Like most AAS, it has turn into less frequent to see Nandrolone
getting used medically, particularly within the Usa.
The legendary Deca-Durabolin, or simply Deca as it’s identified, is a steroid that hardly
wants an introduction. It can take till week 5 and even six earlier than you begin feeling the consequences of Deca-Durabolin, so
this could be a steroid that you want a longer-term outlook on when using.
It will depend on how you respond and how snug you feel as soon as it kicks in. Splitting your day
by day Anavar dosage into two equal elements ensures consistent blood
ranges throughout the day. Sure, there are alternative compounds that may supply
similar results to Sustanon or Trenbolone. For instance,
Testosterone Enanthate can be utilized as an different choice to Sustanon, and Nandrolone Decanoate (Deca Durabolin) can be an various alternative to Tren.
Once you’ve experienced the outcomes of an Anavar cycle, the journey doesn’t end there.
Consistently sustaining and enhancing these gains through balanced coaching, proper diet,
and adequate relaxation is essential. And for these contemplating future cycles, bear in mind to take breaks to let your system
recalibrate.
One of essentially the most generally mentioned unwanted aspect effects
of Anavar is liver toxicity. Anavar is a hepatotoxic steroid,
meaning that it may possibly trigger injury to the liver.
Nonetheless, that is typically only a concern when Anavar is taken in excessive doses
or for an prolonged time frame. In Accordance to a
examine published in the Journal of Medical Endocrinology and Metabolism, doses
of up to 80mg per day for 12 weeks did not result in any important liver
damage. For women, the really helpful dosage of Anavar is typically between 5-20mg per
day. It’s essential to note that greater doses
can enhance the danger of virilization, which is when women develop male characteristics like a deeper voice or increased
body hair. If you’re new to Anavar, it is strongly recommended that you
start with a low dose.
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In this text, we’ll address some incessantly asked questions about Hoyle Pinochle guidelines, providing you with
insights from experienced gamers and enthusiasts.
These melds are fashioned from playing cards in your hand and may
considerably influence your rating. Familiarize yourself with the assorted meld sorts to
advance your recreation. Welcome to our beginner’s information to the family-fun card game “Pinochle” (Fletcher style).
This model of Pinochle described is a virtually conventional type of three-handed Pinochle.
Different than the melds, there are a couple of ways to score in Pinochle.
When the game is finished, points are counted in tricks.
For instance, an ace is eleven points, a 10 is ten factors, a king is value four factors,
and a queen is worth three points. Lastly, a jack is two points, and a 9 will rating you absolutely
nothing. Different than that, you’ve taking the last trick,
which in itself is worth ten factors. If the bidding staff earns sufficient
factors from their melds and trick taking to match or exceed
their bid then all their points are added to the total rating.
If they fail to meet their bid then they’ve “gone set” and earn no factors that round.
Bid according to the energy of your hand and potential for
melding. Avoid overbidding unless you might be assured in meeting the goal.
Make The Most Of bids to mislead or stress your opponent into
making errors.
Pinochle is a trick-taking card sport for four
gamers performed with a particular 48-card deck. The objective of the game is to win as many tips
as potential by enjoying the highest-ranking card within the swimsuit led, or by
taking half in a trump card if you can’t follow swimsuit.
The worth of a card is set by its rank and position within melds.
Aces are the most priceless, adopted by Kings, Queens, Jacks, Tens, and Nines.
The supplier shuffles the deck, then offers the playing cards clockwise
until all the playing cards are distributed evenly between all gamers.
(Except in a three hand option where a kitty of three cards is set aside for the bid winner).
Setup Players 2-6 gamers Materials A commonplace pack of 52 playing cards Scoring The
first person to accumulate all of the playing cards will win the game of Snap.
Further Setup Notes Shuffle the cardboard deck completely.
Deal out all cards face down starting at sellers left.
Kitty – The winner of the bid gets the kitty (three the rest
playing cards from the deal) – some individuals rely on the kitty, others
don’t.
The different three gamers might be enjoying against the partnership.
Beginning with the participant to the dealer’s left and continuing clockwise across the desk,
each participant locations a bid. The player who
wins the bid gets to choose the trump suit, which might help to win their group meld points and trick points.
First, you’ll be able to only choose a trump go well
with in case you have a “marriage” (King and Queen) in that go nicely with.
Controlling the flow of play is one other essential strategy of pinochle in Pinochle.
It involves playing cards strategically to forestall your opponent from getting points and to maximise your personal point worth.
Melding is an essential part of Pinochle, and it could be very
important optimize your meld combinations for max
point value.
Double Pinochles are price lots of factors, so make sure to meld them when you’ve the chance.
Marriages are also useful, particularly royal marriages,
which are worth much more points. You can only meld
as soon as per hand, and each player must have a minimum of 20 points
of their hand to meld. (If you are scoring with chips, everybody wants their own set.) The
partners each score half of the points they earned as companions.